About Credit305

You’re in good hands

Credit305  has offered financial solutions as well credit repair and restoration services since 1989. We are in strict compliance with the Credit Repair Organizations Act – the federal law that governs our industry.

We operate locally in Miami, Ft. Lauderdale and West Palm Beach and also as well as nationally, are licensed and registered with the States Attorney General offices as required, and carry the appropriate surety bonds.

Our parent company, Fornaris & Ledesma Accounting & Tax Services Inc supplements our Credit Repair services with personal and business accounting services, bookkeeping, tax preparation and more. We invite you to experience the Credit305 difference for yourself!

Mario Fornaris

Mario Fornaris


Mr. Fornaris began his career as an accountant in 2000 and through the years worked for several major South Florida firms. Responsibilities included supervising accounts payables, accounts receivables, and being personally accountable for financial statements, payroll, budgeting and corporate taxation.

Mario founded Fornaris & Ledesma Accounting in 2009 and through his commitment has built the firm up to a client focused industry player. His knowledge and experience will achieve remarkable results for you.

Mr. Fornaris holds a Bachelor’s degree in Accounting from Kaplan University, and continuously sharpens his skills as a Tax Preparer by regularly attending IRS tax Forums and tax seminars. He is Designated by the Internal Revenue Service as a Register Tax Return Preparer. In 2018 Mr. Fornaris will be assign by the Internal Revenue Service as an Enroll Agent.

We at Credit305 are a financial services firm specializing in Credit Restoration Financial Consultation services and Accounting services. Credit305 prides itself in being mostly a referral based company that has worked very hard to perfect our level of service and provide real solutions for our clients when it comes to mending their credit reports and raising their credit scores.

Service and solutions are imperative, but timing and technique are also vital to help consumers repair their credit. Through carefully crafted guided advice from our leading credit experts along with our process of successfully removing erroneous, obsolete, unverifiable information found on consumers credit reports, we have helped countless individuals increase their credit scores despite their financial hardships.

Working together with all the major Credit Reporting agencies, Credit305 will get your credit back on track with our process.  Let us handle the headache and you reap the rewards.

Take the first step to Financial Freedom below.

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We Understand your situation

We understand that having bad credit is an unfortunate problem that many families face, especially in today’s economic climate. Having a poor credit score can have a very negative impact on your financial health and can result in higher interest rates, loan application rejections, and more. That’s why thousands of people have turned to credit repair companies to help fix their credit and improve their FICO scores.

But finding the best credit repair service seems like an overwhelming task. With so many companies to choose from, how can you really know who to trust? That’s where we can help!